CREDIT CARD DETAILS
American Express
True Earnings® Card from Costco and American Express
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
About:
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
- No Annual Fee with your paid Costco Membership.
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
- No Limit on the Cash Back earned.
Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:
|
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
15.24% (V)
Default APR:
27.24%
Minimum Grace Period:
25 days
Minimum Finance
Charge: see site
|
Introductory APR:
Yes
Introductory Period:
Yes
Ongoing APR:
Yes
Default APR:
27.24%
Minimum Grace Period:
n/a
Minimum Finance
Charge: see site
|
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
25.24%
Default APR:
27.24%
Minimum Grace Period:
n/a
Minimum Finance
Charge: see site
|
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Exchange Fees:
|
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
|
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
|
Minimum:
n/a
Fee Rate:
2.7%
Maximum:
n/a
|
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:
|
Setup Fee:
$0
|
Annual Fee:
$0
|
Late Payment Fee:
$19
|
