Our PARTNERS
CREDIT CARD DETAILS
American Express
True Earnings® Card from Costco and American Express
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
About:
- 0% Intro APR on Purchases for 3 months.
- No Annual Fee.
- Earn 3% Cash Back for gasoline.
- Earn 3% Cash Back for restaurants.
- Earn 2% Cash Back for travel.
- Earn 1% Cash Back everywhere else, including Costco.
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
- The flexibility to pay charges over time.
- No Limit on the Cash Back earned.
Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:
|
Introductory APR:
0%
Introductory Period:
3 months
Ongoing APR:
14.99%
Default APR:
26.99%
Minimum Grace Period:
20 days
Minimum Finance
Charge: $0.50
|
Introductory APR:
1.99%
Introductory Period:
6 months
Ongoing APR:
14.99%
Default APR:
26.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
26.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Exchange Fees:
|
Minimum:
$091
Fee Rate:
n/a
Maximum:
n/a
|
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
|
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
|
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:
|
Setup Fee:
$0
|
Annual Fee:
$0
|
Late Payment Fee:
$15
|
91 There is no fee for balance transfers made within the first 40 days of Cardmembership. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
