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Capital One® Card Lab

CREDIT CARD DETAILS

Platinum - Visa

Capital One®

Platinum - Visa

Apply Now!

Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Average
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here

Miles

Cash

Points

Charity

About:
  • 0% Intro APR on Purchases until December 2008.
  • Variable APR, currently 8.65%.
  • Pay down balances faster with a low APR.
  • Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
  • Card for people with Average Credit.
Zero Liability

Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:

Introductory APR:
0%

Introductory Period:
Until
December
2008

Ongoing APR:
8.65%

Default APR:
24.9%

Minimum Grace Period:
25 days

Minimum Finance
Charge:
$0.50
Introductory APR:
n/a

Introductory Period:
n/a

Ongoing APR:
8.65%

Default APR:
24.9%

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50
Introductory APR:
n/a

Introductory Period:
n/a

Ongoing APR:
22.65%

Default APR:
24.9%

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Exchange Fees:

Minimum:
n/a

Fee Rate:
n/a

Maximum:
n/a
Minimum:
$10

Fee Rate:
3%

Maximum:
n/a
Minimum:
n/a

Fee Rate:
n/a

Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:

Setup Fee:
$0
Annual Fee:
$39
Late Payment Fee:
$15-$39


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