CREDIT CARD DETAILS
HSBC Bank Nevada
Orchard Bank® Classic MasterCards
Card Highlights:
Card Category:
Consumer
Card Type:
Secured / Unsecured
Required Credit Rating:
Fair Credit
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
About:
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations.
- Your account information is updated and at your fingertips 24/7 so you can manage it your way.
- Email and text messages are available to remind you of your upcoming payment due date.
- Knowledgeable customer service representatives to assist you with questions or concerns.
Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:
|
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
7.99% -
24.99% Minimum Grace Period:
n/a
Variable Penalty APR:
29.99%
|
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
7.99% -
24.99% Variable Penalty APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
|
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
20.90%
Default APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
|
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Transaction Fees:
|
Minimum:
$5
Fee Rate:
5%
Maximum:
n/a
|
Minimum:
$5
Fee Rate:
5%
Maximum:
n/a
|
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
|
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:
|
Setup Fee:
$0 - $59
|
Annual Fee:
$0 - $5938
|
Late Payment Fee:
Up to $35
|
38 $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.
