Our PARTNERS
CREDIT CARD DETAILS
Orchard Bank
Orchard Bank Classic MasterCard®
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Bad / No
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here

Miles

Cash

Points

Charity
About:
- 0% Intro APR for 6 Months on Purchases and Balance Transfers, for qualified applicants.
- Acceptance at millions of locations worldwide, including website purchases and reservations.
- Your account information is updated and at your fingertips 24/7 so you can manage it your way.
- Email and text messages to remind you of your upcoming payment due date with online enrollment.
Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:
|
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
14.9%
Default APR:
29.49%
Minimum Grace Period:
25 days
Minimum Finance
Charge: $1.00
|
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
14.9%
Default APR:
29.49%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
|
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
21.9%
Default APR:
29.49%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
|
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Exchange Fees:
|
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
|
Minimum:
$10
Fee Rate:
5%
Maximum:
n/a
|
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
|
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:
|
Setup Fee:
$49
|
Annual Fee:
$49
|
Late Payment Fee:
$30
|