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Immediate Credit Card Care Service
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Displaying 0 to 10 (of 20 questions)
Page:   1 of 2
User
Date:
March 7, 2007, 5:17 am

Expert
What is better - a credit card with rewards or a low intrst card. Still can't decide what will save me money...


Answer:
Answer
You should choose between rewards credit card and low interest credit card after you decide for what purposes you will use your card. If you are going to use the card for daily spendings, that means you will spend much and every day, so rewards will be the most desirable feature - it will bring back at least a part of your money. If you are going to get a credit card for emergency or for one or several purchases, a low APR credit card will be better, as this is a long term credit and you will pay back the money gradually.
Choose for yourself and apply online for a credit card to your liking at our site.

User
Date:
March 29, 2007, 7:37 am

Expert
can I set up an automatic bill payment. Does it cost to make a bill payment by phone


Answer:
Answer
As we know, to set up an Automatic Bill of Payment is easy, safe and convenient. ABP electronically transfers funds from your checking or credit card account to pay your bills. We can advise you to turn to your service providers directly and your bills can be automatically paid monthly, weekly, or quarterly, depending upon your agreement with the service provider.Our site can not offer you more detailed information about ABP, because it is used to collect the best credit cards and to allow our customers to apply for a credit card online. Your service provider will answer all of your questions relating to ABP.

User
Date:
March 30, 2007, 1:01 am

Expert
Why is your name of banking institution showing a blimish on my credit history for 1200.00 when I have never done bussiness with your firm?


Answer:
Answer
Honestly the purpose of our website is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers and all spending habits. If you read our privacy policy regulations, you'll see that it's the cornerstone of our strategy to secure all the data you deliver us by means of the most efficient techniques. Also, it is our rule not to give out your personal information to third parties without your preliminary permission or unless the law regulations require it. More than that, we personally don`t have access to your accounts, or your credit report, as well as we can`t take out or put money on your account or enter any kind of data into your credit history.
Therefore, if something went wrong with your account or credit report, this might have been the bank's or a credit bureau?s mistake or something of the kind, so, apply to the entities as soon as possible to clear out the situation.

User
Date:
April 5, 2007, 3:30 am

Expert
What big purchase you can buy with this credit card


Answer:
Answer
We can not give you the exact answer. Your purchases depend on your credit limit. The credit limit is the maximum total amount for purchases, cash advances, balance transfers, fees that you may charge on your credit card. The higher credit limit you have, the bigger purchase you can make. You need always aspire for a higher credit card limit because it enables the purchase of otherwise unaffordable merchandise. If you want to get a higher credit card limit, at first, you need to prove your credit worthiness. This is the first thing that companies look for when giving a higher credit limit. The highest credit limit among credit cards, presented at our site, amounts $100,000.

User
Date:
May 15, 2007, 2:51 am

Expert
how can i get credit card ,,,,,, and i need credit card ,,,,


Answer:
Answer
In terms of process applying for a credit card online is not very difficult. The problem lies in the necessity to decide for which card to apply and to choose it very carefully in order not to damage the credit history. That's why before applying please turn to three credit bureaus - Experian, Equifax and Transunion - and request your reports. Read them attentively and if there are any mistakes or inaccuracies ask the bureaus to correct them. Then get to know your credit score. We recommend you to regard all three scores, because they may differ, and the lenders generally look at the lowest one. According to your score you are welcome to choose among the excellent, good, fair, bad or no credit cards. Take it seriously because if you choose the type you are not eligible for you’ll be certainly denied and your score will be damaged. Choose one of the cards of the appropriate type and submit an online application. After getting an approval just wait until your card is delivered to you by post.

User
Date:
May 30, 2007, 3:14 am

Expert
what is the annual % rate


Answer:
Answer
Annual Percentage Rate or APR shortly is the cost of credit card usage, calculated on a yearly basis, in other words a yearly rate of interest that you should pay on a loan as an annual percentage of the total credit amount. In the USA and the UK consumers must be informed about Annual Percentage Rate before applying for a credit card. So your main task is to find the appropriate offers with the lowest APR under certain financial conditions. You can apply for the lowest interest credit cards right now and choose the one you need most of all. All the best, Manager of Immediate Credit Card Care Service

User
Date:
May 30, 2007, 3:14 am

Expert
Hi, I need a credit card that will not let me get cash....got any?


Answer:
Answer
Having a credit card you will forget what cash is. Such credit cards as Visa, MasterCard and American Express are widely accepted throughout the USA. In this way instead of cash with a credit card you can make different purchases at numerous department stores or use it while traveling or ordering something over the Internet or phone. Moreover a credit card will let you not only protect your assets, but get a lot of benefits namely cash back, miles rewards, gasoline and hotel bonuses, etc. So there is nothing left to do but apply for a credit card you like, wait for an approved response and enjoy life to the full. All the best, Manager of Immediate Credit Card Care Service

User
Date:
May 30, 2007, 3:14 am

Expert
Best 1st credit card for Business? Not-for-profit business to establish credit rating


Answer:
Answer
It is up to you what card should be considered as the best one. Because any credit card for small business will help you establish your credit rating or make it better anyway. Apply online for credit cards for small business in case you have only excellent or good credit score. Otherwise if you have bad credit history or have no credit history at all no matter your business is commercial or not, try to assess various types of cards from poor credit section presenting the best credit card offers for any credit report to rebuild your credit rating or to start it. And later having got excellent or good credit rating, you will be able to comparison shop for the best of small business credit cards. All the best, Manager of Immediate Credit Card Care Service

User
Date:
June 27, 2007, 8:24 am

Expert
I have received several calls lately asking me information over the phone in order to approve a credit card.When I refuse to give my social security number they either hang up or tell me its the only way.I explain that I don't know them . Isn't this illegal to insist for your social security # or are they legit to begin with ? It's totaly differant if I filled out the application myself but I'm told it's only over the phone ?


Answer:
Answer
There are practices when bank can ask you to give your SSN or some other personal information over the phone, but usually it is you calling them and you can always choose another way of filling out forms.If you receive calls and do not intend to apply for anything, be careful as you can - this is phishing. Thus criminals are trying to learn as much personal info as they can by asking unsuspecting people. You should either address to credit bureaus for opting out such type of calls and report of such calls to the police or some consumer protecting organization. NEVER give your personal info to the people you don't know or non-representatives of your bank, to avoid identity theft.All the best, Manager of Immediate Credit Card Care Service

User
Date:
August 6, 2007, 10:33 am

Expert
how do i get excepted with a income of 560.70 a month and astablish my credit for the first time.


Answer:
Answer
In fact, it is not too difficult to start you credit history in case you do not have one yet. Certainly, at the beginning your choice will be limited to the special bad or no credit cards, which will almost surely have an annual fee and high interest rate. These include secured and unsecured credit cards. Applying for the first you will have to make a deposit in the same bank and your credit will be limited to the amount of the deposited funds, still it will bring you interest. The unsecured credit card does not require to make a deposit, however the conditions may be not so attractive. Both types of card will surely help you to establish your credit on the condition of timely payments and low balance. All the best, Manager of Immediate Credit Card Care Service


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