User Name:
richard a howard

Date:
August 6, 2007, 10:33 am

Answer:

In fact, it is not too difficult to start you credit history in case you do not have one yet. Certainly, at the beginning your choice will be limited to the special bad or no credit cards, which will almost surely have an annual fee and high interest rate. These include secured and unsecured credit cards. Applying for the first you will have to make a deposit in the same bank and your credit will be limited to the amount of the deposited funds, still it will bring you interest. The unsecured credit card does not require to make a deposit, however the conditions may be not so attractive. Both types of card will surely help you to establish your credit on the condition of timely payments and low balance. All the best, Manager of Immediate Credit Card Care Service

User Name:
Gael S. Bailey

Date:
August 18, 2007, 6:30 pm

Answer:

Please mind the fact that our website is aimed at providing the information on the best credit cards issued by the top banks and special companies. We try to explain all the difficulties that may arise during the application process and the differences between various types of cards. Besides, our managers of the Immediate Credit Card Care Service are always willing to answer all your questions concerning the cards we present here. Unfortunately, the bank you have named is not in the list that our site deals with; and we do not provide any extra information meaning the addresses of the other sites, telephone numbers you can call, etc. All the best, Manager of Immediate Credit Card Care Service

User Name:
Paul

Date:
September 12, 2007, 12:12 pm

Answer:

In case you are in the need of a credit card for your business especially, we'd rather recomend you to apply for one of our best small business credit cards. They are very convenient and may be of great use, for instance, if you are going to pay your debt to the suppliers or arrange a travel ticket purchase. Most of the cards we present at our website have good financial conditions and offer rewards and bonus programs. However, concerning the second part of your question, your employees have to try their luck with credit cards themselves, minding their eligibility. Please do study all the offers we provide before applying carefully to make sure your choice satisfies all your demands and preferences. All the best, Manager of Immediate Credit Card Care Service

User Name:
Julie Brown

Date:
September 23, 2007, 5:41 pm

Answer:

Indeed, it is not a rare situation that a person fills an application form by mistake and wants to cancel it further on. Many financial organizations do imply special forms on their websites for the cancellation. The thing is that we cannot do it ourselves, as soon as we do not present any bank or credit company - therefore we'd rather recommend you to contact directly the bank that has lent you money. In case it is not too late to cancel the application, it will be done straight away; otherwise when they send you the card, just do not activate it. All the best, Manager of Immediate Credit Card Care Service

User Name:
stella

Date:
October 1, 2007, 5:33 pm

Answer:

Unfortunately it is not a rare situation that your account may be used by some other person, and in this case we refer to the identity theft. However, there is always a way out and we offer you to apply for one of our bad or no credit cards. They may be secured and unsecured ones. The former require to have a deposit made in the same bank and the credit is limited to the amount of the deposited funds, still you will be spending your own money and the deposit will bring you interest. The latter has an annual fee and its interest rate is usually high enough, however, paying on time and keeping the balance low, you will be able to repair you history. Big credit score, in its turn, will surely give you access to the most advantageous financial conditions, bonuses and rewards programs. All the best, Manager of Immediate Credit Card Care Service

User Name:
Brian Byrne

Date:
October 26, 2007, 3:15 pm

Answer:

Thank you for addressing your requests to our service. Unforrtunately, we do not offer credit cards for Canadian residents with bad/no credit score. Actually, we offer one credit card for Canadian residents, and this one requires good or excellent credit score. To be totally sure please explore our Canadian credit cards. As soon as you build your credit history you are free to apply for a credit card you need.

User Name:
b. getty

Date:
January 16, 2008, 6:24 am

Answer:

Thank you for addressing your requests to our service. Having FICO score of 750-850 implies your credit is excellent. At our site, we do offer a credit card for Belgian residents, and this one requires excellent score. This is Citi Visa from Citibank Belgium. To obtain more detailed information about this credit card, you are welcome to explore our Belgian credit cards.

User Name:
janice wenkman

Date:
January 31, 2008, 2:20 am

Answer:

Please be attentive and keep in mind that we are not a credit card issuer. Our site only acts as an intermediary between a bank and a customer. We do not collect your personal data, offer credit card application forms or send credit cards. We just offer descriptions of credit cards, some facts, and information on various credit issues. As soon as you click 'Apply Online' button, you are immediately transmitted to the official site of the bank, where you fill in an application form. Thus we are not responsible in case any undesirable incidents appear during your personal interaction with a credit card issuer. Consequently, we do not have any opportunity to take your money or set rates (or other features of credit cards).

User Name:
renee

Date:
April 9, 2008, 6:44 am

Answer:

Thank you for addressing your requests to our service. Secured credit cards are special cards aimed right exactly at the customers with bad or no credit. Such credit cards are the best choice for establishing or rebuilding payment history. What is the difference between them and standard unsecured credit cards? When applying for such a credit card you will have to deposit a certain amount of money to secure your credit. What does that mean? If you fail with paying off your bills, a bank is eligible to use this money to cover a debt (only in case of an extreme emergency). The credit limit will be equal to the amount of money deposited. Due to the fact that these credit cards are guaranteed and the regular report to all major credit agencies, you will build a worthy payment history quite quickly, if you pay off your debts in full and at a proper time, of course. Please apply online for secured credit cards at our site!

User Name:
JC

Date:
December 12, 2008, 6:05 am

Answer:

Thank you for contacting us, JC. We will have to disappoint you. You will barely find a lender that will agree to issue you a credit card with such a limit. Customers with limited credit are a bad risk for banks and credit companies. As a rule, the maximum credit line issued to borrowers with less than perfect credit makes up $3,000. Your maximum credit limit also depends on your annual household income, but this factor is less important. However, you can get a secured credit card. This type of a credit card requires a security deposit, which in fact will equal your credit limit. So, if you get a secured offer and deposit $8,000, you will have $8,000 credit line. But you can try to negotiate better terms for you with a bank. They might bend before your appeal, especially if you are a loyal customer.