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CREDIT CARD DETAILS

GM MasterCard®

HFC Bank

GM MasterCard®

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Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United Kingdom
Available Rewards:
For explanation of each icon click here

Miles

Cash

Points

Charity

About:
  • Typical 14.9% APR variable.
  • No annual fee.
  • Free additional Card.
  • 0% per annum on all purchases and balance transfers, fixed for the first five months from account opening.
  • Rebate Points are earned at the rate of 3% of your spend.
  • 100 free Rebate Points when you use your GM Card for the first time (the equivalent to £100 saving off your new Vauxhall or Saab).
Zero Liability

Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:

Introductory APR:
0%

Introductory Period:
5 months

Ongoing APR:
14.9%

Default APR:
see terms

Minimum Grace Period:
56 days

Minimum Finance
Charge:
£5
Introductory APR:
0%

Introductory Period:
5 months

Ongoing APR:
14.9%

Default APR:
see terms

Minimum Grace Period:
n/a

Minimum Finance
Charge:
£5
Introductory APR:
n/a

Introductory Period:
n/a

Ongoing APR:
23.9%

Default APR:
see terms

Minimum Grace Period:
n/a

Minimum Finance
Charge:
£5
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Exchange Fees:

Minimum:
£5

Fee Rate:
2%

Maximum:
n/a
Minimum:
£3

Fee Rate:
2.5%

Maximum:
n/a
Minimum:
n/a

Fee Rate:
3%

Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:

Setup Fee:
£0
Annual Fee:
£0
Late Payment Fee:
see terms


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