CREDIT CARD DETAILS
Discover® Card
Discover® Open Road Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
About:
- 2% Cashback Bonus automatically at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
- Up to 1% unlimited Cashback Bonus on all other purchases.
- 0% intro APR on balance transfers for 12 full months, then the Regular APR.
- 0% intro APR on purchases for 6 months, then the Regular APR.
- Unlimited cash rewards that never expire.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
- Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.
Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:
|
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
11.99% -
20.99%± (V) Default APR:
Up to 25.99%22
Minimum Grace Period:
25 days
Minimum Finance
Charge: $0.50
|
Introductory APR:
0%
Introductory Period:
12 months
Ongoing APR:
11.99% -
20.99%± (V) Default APR:
Up to 25.99%22
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
Up to 28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Exchange Fees:
|
Minimum:
n/a
Fee Rate:
4%
Maximum:
n/a
|
Minimum:
$10
Fee Rate:
5%
Maximum:
n/a
|
Minimum:
n/a
Fee Rate:
2%
Maximum:
n/a
|
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:
|
Setup Fee:
$0
|
Annual Fee:
$0
|
Late Payment Fee:
Up to $35
|
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
22 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 13.74% and up to 22.74%.
