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CREDIT CARD DETAILS

Discover® Motiva Card

Discover® Card

Discover® Motiva Card

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Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here

Miles

Cash

Points

Charity

About:
  • Earn Cashback Bonus for your good credit managment.
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%.±
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com.
  • Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report).
  • 24/7 access to a U.S. - based Account Manager within 60 seconds.
  • $0 Fraud Liability plus mobile and email fraud alert options.
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee.
  • ±Click apply to view rates, fees, rewards, limitations and other important information.
  • Unlimited cash rewards that never expire.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
  • Flexible redemption options - Choose from Partner gift cards, merchandise, Discover gift cards, charity, or cash.
Zero Liability

Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:

Introductory APR:
0%

Introductory Period:
15 months

Ongoing APR:
10.99% -
20.99%± Variable

Default APR:
Up to 25.99%21

Minimum Grace Period:
25 days

Minimum Finance
Charge:
$0.50
Introductory APR:
0%

Introductory Period:
15 months

Ongoing APR:
10.99% -
20.99%± Variable

Default APR:
Up to 25.99%21

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50
Introductory APR:
n/a

Introductory Period:
n/a

Ongoing APR:
23.99%

Default APR:
see site

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Transaction Fees:

Minimum:
n/a

Fee Rate:
3%±

Maximum:
n/a
Minimum:
$10

Fee Rate:
5%

Maximum:
n/a
Minimum:
n/a

Fee Rate:
n/a

Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:

Setup Fee:
$0
Annual Fee:
$0
Late Payment Fee:
Up to $35

± Click apply to view rates, fees, rewards, limitations and other important information.
21 The default APR for purchases and balance transfers may vary monthly and equals the Prime Rate + an amount between up to 12.74% and up to 22.74%.


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