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Platinum Card®

CREDIT CARD DETAILS

Discover® Motiva Card

Discover® Card

Discover® Motiva Card

Apply Now!

Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here

Miles

Cash

Points

Charity

About:
  • 3.99% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Double Cashback Bonus on grocery store purchases in November and December.
  • Get a $20 Discover Gift Card just for shopping with your Discover Card.**
  • Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
  • Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
  • Unlimited cash rewards.
Zero Liability

Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:

Introductory APR:
3.99%

Introductory Period:
6 months

Ongoing APR:
10.99%±

Default APR:
28.99%

Minimum Grace Period:
25 days

Minimum Finance
Charge:
$0.50
Introductory APR:
3.99%

Introductory Period:
12 months

Ongoing APR:
10.99%±

Default APR:
28.99%

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50
Introductory APR:
n/a

Introductory Period:
n/a

Ongoing APR:
23.99%

Default APR:
28.99%

Minimum Grace Period:
n/a

Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Exchange Fees:

Minimum:
n/a

Fee Rate:
3%

Maximum:
n/a
Minimum:
$5

Fee Rate:
3%

Maximum:
n/a
Minimum:
n/a

Fee Rate:
n/a

Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:

Setup Fee:
$0
Annual Fee:
$0
Late Payment Fee:
$19

** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.


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