Our PARTNERS
CREDIT CARD DETAILS
Discover® Card
Discover® Motiva Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
About:
- 3.99% Intro APR.
- No Annual Fee.
- 5% to 20% Cashback Bonus.
- Earn up to 1% Cashback Bonus on all other purchases.
- Double Cashback Bonus on grocery store purchases in November and December.
- Get a $20 Discover Gift Card just for shopping with your Discover Card.**
- Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
- Unlimited cash rewards.
Credit Card Rates
Purchases:
Balance Transfers:
Cash Advances:
|
Introductory APR:
3.99%
Introductory Period:
6 months
Ongoing APR:
10.99%±
Default APR:
28.99%
Minimum Grace Period:
25 days
Minimum Finance
Charge: $0.50
|
Introductory APR:
3.99%
Introductory Period:
12 months
Ongoing APR:
10.99%±
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
|
Credit Card Transaction Fees
Balance Transfer Fees:
Cash Advance Fees:
Foreign Exchange Fees:
|
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
|
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
|
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
|
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:
|
Setup Fee:
$0
|
Annual Fee:
$0
|
Late Payment Fee:
$19
|
** Get a $20 Discover® Gift Card when you make $200 in purchases with your Discover Card at a participating mall between 11/01/08 - 01/04/09, while supplies last. Original receipts and the Discover Card used to make the purchases must be presented to a participating mall's Customer Service by 01/04/09. Limit 5 Gift Cards per account, while supplies last, during the promotion period. Gift Card is valid through July 31, 2009.
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
